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• Electronic wallet applications through mobile phones

It is widely used in countries of the world through mobile devices, which work with
the same idea as applications on the computer, but they are installed on them. In
that case, the user must not use any application that does not contain a security
certificate, as these programs are vulnerable to leakage or are vulnerable to theft,
either through hacking. The mobile device is from other devices, or the mobile
phone is stolen, and there is an open way for the thief to reveal the data and use it.

• Digital Wallets applications through personal computers

There are many companies that have created programs and applications called
“Software Application e-wallet” and “Digital Wallet Software Applications.” These
applications aim to help the user save much of his confidential data and information
that he needs, whether financial or personal, in addition to bank account numbers
such as credit cards. These It helps him use it when purchasing or when making
financial transfers to the other party via the personal computer. However, some of
these applications are considered safe and others are not, and when you install
these applications on the computer, many advertising windows and advertisements
begin. Some of these advertisements are considered not It is safe in terms of spying
on the user and other things that annoy the user through frequent browsing.
One of the most important features of electronic wallets is (Digital Wallets).
1. It facilitated the payment process for government

agencies and private entities.
2. It is considered the first step in activating the rest of

the electronic services.
3. Transfers were made without cash, so I was

exempted from opening bank accounts or purchasing
any other bank card.
4. It is safer than keeping amounts in cash.
5. Providing discounts and rewards: The electronic
wallet contains many special offers and rewards.
6. Low costs: The electronic wallet does not impose high fees on the services and
cards used in it.
7. Organization: E-wallets can manage all types of user cards.

129 Training unit in the field of technological information - at the Supreme Council of Universities © Intellectual property rights 2024